As a small business owner, it is kind of hard to get a pre-approval for buying a new home. Especially, many of builders from Irvine and Orange County require a pre-approval from Wells Fargo. Matt from South East Mortgage was very helpful and professional to get a pre-approval from Wells and he has helped us to close an escrow with First American Title. He is quick to response and answers to all of my questions. Overall, they are very experienced and knowledgeable. In sum, we got the good interest rate through Matt with great customer service. Also, they are fluent for Korean and English.